AUD to PHP Exchange Rate

What affects the AUD to PHP exchange rate?

The AUD to PHP exchange rate moves as demand for Australian dollars and Philippine pesos changes. No single factor controls the rate, but economic news, market confidence and major events can all influence how much PHP your AUD buys.

• Interest rate decisions by the Reserve Bank of Australia and Bangko Sentral ng Pilipinas¹ can change demand for either currency.
• Inflation and economic growth, including employment, wages and household spending, can shape how markets view the strength of each economy.

• Australian exports and commodity prices influence the value of the Australian dollar, while Philippine trade activity and overseas remittances affect demand for Philippine pesos.

• Changes in global investor confidence can increase volatility in the AUD to PHP rate.
• Elections, conflicts, policy changes and financial shocks can cause short-term movements in either direction.

A brief history of the AUD to PHP rate

The AUD/PHP rate has moved with the market since Australia floated the dollar in December 1983. For your trip, the useful lesson is not that past rates can tell you the perfect time to buy. It’s that a steady annual average can hide much larger changes from one month to the next.

• The Bangko Sentral ng Pilipinas recorded annual average cross rates of 36.9623 PHP per Australian dollar in 2023, 37.8000 in 2024 and 37.0605 in 2025. Those yearly figures sit fairly close together, but they do not show every movement within each year.
• During 2025, monthly averages ranged from 35.7898 PHP in May to 38.9820 PHP in December. At those reference rates, the difference on AU$1,000 would be about 3,192 Philippine pesos.

These are reference cross rates from the Bangko Sentral ng Pilipinas, not Travelex customer rates. Check the currency chart above to see recent movements in Travelex online rates.

Ways to get Philippine pesos for your trip

With Travelex, you can sort your Philippine pesos before you fly in a few simple ways. Order cash online for click and collect, exchange Australian dollars at a Travelex store, or load AUD onto a Travelex Money Card and pay in PHP once you’re in the Philippines.

Order Philippine pesos online and collect in person

Order Philippine pesos online and choose cash pickup from one of 95 Travelex stores across Australia, including airport locations. You can also collect your PHP cash from around 3,000 participating Australia Post locations.

Exchange AUD to PHP cash

Prefer to exchange your cash face to face? Bring your Australian dollars to your nearest Travelex store, and our team can help you buy Philippine pesos at the available in-store rate. The in-store rate may differ from our online rate and the mid-market exchange rate.

Load AUD and use the Travelex Money Card in the Philippines

Prefer to carry less cash? Load AUD onto a Travelex Money Card and use it for PHP purchases wherever Mastercard Prepaid is accepted.

You can check your balance, top up and manage your card through the Travelex Money App. If low fees matter to your travel budget, check the current card fees and limits before you leave. Other providers and ATM operators may apply their own charges.

About the Philippine peso

A few Philippine peso basics can make everyday spending easier. Your trip may take you between busy cities and island stops, and the easiest way to pay can change along the way. Here’s what to know about the currency, the banknotes you may handle and where cash can still help.

What currency does the Philippines use?

The Philippines uses the Philippine peso throughout its many islands. Its currency code is ‘PHP’, and its symbol is ‘₱’. The Bangko Sentral ng Pilipinas is the country’s central bank² and has sole authority to issue the country’s notes and coins.

Philippine peso banknotes

Philippine banknotes in circulation come in ₱20, ₱50, ₱100, ₱200, ₱500 and ₱1,000 denominations. You may see both paper and polymer banknotes³, with polymer ₱50, ₱100, ₱500 and ₱1,000 notes circulating alongside paper versions.

Before you pay, take a moment to check the denomination, especially if you’re handling several notes at once. Knowing the colours and values can also help you find the right note faster in a busy shop, market or taxi.

Where is cash useful in the Philippines?

Cash can be handy at local markets, smaller shops and some local transport. Keep a credit or debit card as another way to pay, rather than relying on just cash.

Better yet, sort your PHP cash and travel money card before you leave to reduce the need to send money overseas by bank transfer or arrange an international money transfer for day-to-day spending. Depending on the provider, a transfer fee may apply.

Sources: 

¹ Philippine central bank / Bangko Sentral ng Pilipinas — Philippine currency history

² Bangko Sentral ng Pilipinas — polymer banknote information

^{³ Reserve Bank of Australia — Drivers of the Australian Dollar Exchange Rate}

^{*The information contained in this article has been compiled by Travelex from different external sources.  The figures provided are indicative only and are there to provide an idea of the amount of travel money you may need during your trip. Travelex does not ensure the accuracy and completeness of the information shown. Nothing in this article is to be considered financial advice. Travelex Limited does not accept any liability for any loss or damage derived from any reliance on the information in this article. Travelex Limited (ABN 36 004 179 953, AFSL Number 222444) arranges for and sells Online Foreign Currency via its Online Ordering Facility. You should consider the Terms and Conditions before deciding whether to acquire any product.}

^{Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.}