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Comparing currency exchange rates

Spending time finding out when is right for you to exchange your travel money can be a smart thing to do – we’re here to help you get the best value on your foreign currency exchange rates.

How to compare travel money rates

As the world’s leading foreign exchange company, we’re totally committed to giving you great value. But you don’t have to take our word for it – here’s our guide to comparing currency exchange rates online and finding the best deal for you.

1. Check the total cost, not just the rate

The number one rule is to check the overall cost of buying your travel money, not just the exchange rate. You’re looking for a good exchange rate combined with low or no commission, handling costs, credit card fees or delivery charges.

2. Make sure you compare like-for-like

With all of the additional charges that can be applied by foreign currency companies it's important to compare deals that are based on the same criteria. For example, does the cost include delivery?

Here are some things to think about:

  • When will you get your travel money? Some companies will have it ready for you sooner than others.
  • How will you get your currency? You could collect if from a local store, or from your departing airport.
  • Is the rate advertised actually available? It could be based on terms and conditions that don’t apply to you.
  • Will you be charged for paying by card? Lots of companies charge you for using a credit card to buy your travel money, which can add quite a few dollars to what you pay.

3. Pick a good time to buy your currency

Everyone wants to know when the best time to buy currency is. The trouble is, when it comes to exchange rates, you never really know. Rates can – and do – change all the time, but you can keep an eye on them for a while before you buy. That way you can make an educated decision about what’s a good rate over that period of time.

Our handy currency converter tool allows you to view the exchange rates for all currencies we offer over a 12 month period.