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The Low Down on Cook Islands Currency


New Zealand dollar

Currency code:


Central Bank:

Reserve Bank of New Zealand

Currency symbol:

$ (dollar)



Currency sub unit:

c (cent)

Bank notes:

$5, $10, $20, $50, $100


10¢, 20¢, 50¢, $1, $2

In the Cook Islands, the official currency is the New Zealand dollar. 1 Dollar is divided into 100 cents, although some 50 cent coins carry the denomination as ’50 tene’.

Until 1967 the New Zealand pound was used in the Cook Islands, before being replaced by the New Zealand dollar. In 1972, Cook Island specific coins were produced and in 1987 Cook Island banknotes also appeared.

The Cook Islands dollar is pegged at par to the New Zealand dollar and the two are treated as much the same and are both accepted throughout the Cook Islands.

What to spend your dollars on**:

  • *

    Bottle of Wine

    35 NZD *

  • *

    Cup of coffee

    5 NZD *

  • *

    1km taxi ride

    5 NZD *

  • *

    Dinner for two

    35 NZD *

  • *

    Snorkel set hire

    11 NZD *

How many dollars will I need?**

Please select your budget above.

- +
* * * * * *

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* * * * * *

Total spending money needed:

  • *A budget
  • *for people for
  • * nights


Must-sees in Cook Islands

  • Avarua
  • Nestled on the north coast of Rarotonga, Avarua is the capital of the Cook Islands. Enjoy the vibrant and colourful fresh fruit at the Punanga Nui waterfront market, hike the local mountains or relax with a beverage and soak up this town’s rejuvenating vibes.
  • Mount Maungapu
  • Mount Maungapu is the highest point on Aitutaki and a thirty-minute hike will get you to its peak where you’ll enjoy the stunning panoramic views of the lagoon and surrounding hill and palm studded landscape. Make sure to bring plenty of water and a camera on this scenic adventure.
  • Aitutaki Lagoon
  • This picturesque spot is the region’s most-famous; where translucent blue waters meet multiple small islands and sandbars. You’ll be spoilt for choice when it comes to swimming, snorkelling and exploring the inlets via kayak on this large and lovely lagoon.

Exchanging New Zealand dollars online is easy

Order New Zealand dollars online, lock in the rate and collect at your local store, at the airport before you fly or have it delivered at home.

  • 1. Click the ‘Buy NZ Dollar Now’ button below
  • Just tell us how much you need

  • 2. Choose how to get it
  • Collect your currency from over 3,600 locations or have it delivered to your home

  • 3. Pay online
  • You can pay online using either BPAY, Visa or MasterCard®

FAQ Relating to Cook Islands Currency

Back to top
  • What is the official currency of the Cook Islands?

    The two official currencies of the Cook Islands are the Cook Island dollar and the New Zealand dollar. These currencies are pegged to each other at par and are both widely used throughout the Cook Islands.

  • Why is the NZD used in the Cook Islands?

    The NZD is used in the Cook Islands due to the political and cultural ties shared between New Zealand and the Cook Islands.

  • Is cash or card preferred throughout the Cook Islands?

    Although there are ATMs scattered throughout Rarotonga and Aitutaki (and cards are widely accepted there), you may need cash for travel on many of the smaller islands.

Prefer to Buy in Store?

Prefer to Buy in Store?

If buying online is not your thing, visit your nearest Travelex store around and one of our friendly sales consultants will help you organise your euros for your trip to Cook Islands.

Find a Store

Travelling to Cook Islands in the Future?

Travelling to Cook Islands in the Future?

Track Rates and get notified when the NZD matches your ideal rate so you can decide if it’s a good time to buy!

Track Rates

How to Keep your Money Safe while Travelling

How to Keep your Money Safe while Travelling

Dealing with lost or stolen funds while taking a trip is not only a hassle, but also extremely stressful. Learn how to keep your money safe while travelling.

Read more

Professional Service

I am a first time customer. I checked out the West Lakes (SA) booth and spoke to the service officer before actually ordering online for collection there. I was worried about getting high denomination Euro notes but she said they don't use higher than 50 Euro notes. I ordered for collection in a week's time but the order was available in about 3-4 days. I rang ahead to ensure the booth was open. The transaction was handled by the same officer I had met previously and she handled the transaction very professionally. I was pleased to receive with brand new notes.

Denis Toohey

Too easy

Very easy and efficient to order and pick up.

Kelli Zealley

Easy to order website & great service…

Easy to order website & great service at Travelex Modbury

Valued Visit A City User

Timely delivery and good customer service

Money ordered was available before the date requested. The staff dispensing the money noticed a small defect in one of the banknotes and was able to replace it with a note without damage hopefully saving the possibility of embarassment while travelling.

Chris Howard

My money card actually arrived earlier

My money card actually arrived earlier, there was hassle at all. Picked my money up no problem. Would use the Travelex website and order online again.

Christine Grant

Verrrrrry goood much happy

Verrrrrry goood much happy

Jontae Kaige Lockley

Such an easy transaction.....

Such an easy transaction...... Carol Tilley at Ballarat, Victoria was so helpful, guiding me through the online process.....high recommended

Kerry McDonald

Easy online and pickups are so easy

Easy online and pickups are so easy Great company to deal with

kevin patrick moore

Excellent customer service

Excellent customer service. Very helpful and explained everything to me. Thank you.


Buying cash currency on Bpay with…

Buying cash currency on Bpay with Travelex is the best option. Better rates, and easy to pickup. I've been doing it for years, and I think its great. I'm surprised that other frequent travellers don't bother and buy all their currency last minute at the airport, or muck around with putting currency on these airline frequent flyer cards. The entry & exit rates are terrible. And they always complain about it. So its easy, just plan ahead, and Bpay your cash foreign currency.


Easy to navigate

Easy to navigate. Easy to collect (from local outlets). However, convertion rates differ greatly from current (daily) rate.


good rates

good rates, good service


Quick and easy service.

Quick and easy service.

Almasa Whitelaw

Fast and efficient

Fast and efficient. Money was ready much sooner than expected.


All good

All good. Would have preferred more small notes. Only got 4x $1 then $10's next. Not too good for arriving in the USA. Might have expected you to know a bit more ( or care a bit more ) about that.

Antonio Robert Georgiou

*Rates are subject to change throughout the day. In-store rates vary compared to online.

**The figures provided are indicative only and are there to provide an idea of the amount of travel money you may need during your trip.

^^Based on mid-market and Travelex Online AUD to FX exchange rates as of the date of the relevant social media post and/or email communication. Rates are subject to change throughout the day. Any rates and savings are quoted as a guide only.

Travelex Limited (ABN 36 004 179 953, AFSL Number 222444) arranges for and sells Online Foreign Currency via its Online Ordering Facility. You should consider the Online Foreign Currency Product Disclosure Statement and Terms and Conditions before deciding whether to acquire the product.