Travelex Money Card for Europe to help create amazing memories

The Travelex Money Card stores money in a travel money card account so that you can use EUR, GBP, and many other foreign currencies in Europe.

Gone are the days of carrying bundles of cash around; with the Travelex Travel Money Card, you can automatically transfer funds to your account and take advantage of Travelex’s competitive exchange rates.


A Travel Card for Europe

Travelex’s Travel Money Card is an award-winning multi currency card that can be used wherever Mastercard is accepted. With no foreign transaction fees^ and the ability to store multiple currencies at a time, the Travelex Money Card is the perfect card to take with you on your travels around Europe.

Foreign Currencies We Offer

At Travelex, we offer a wide selection of foreign currencies for travel around Europe.

CASH and TRAVEL MONEY CARD:

Enjoy fee-free cash withdrawals, great online exchange rates, and all the benefits of a standard debit card with the Travelex Travel Money Card.

• EUR (Andorra, Austria, Belgium, Croatias,Cyprus, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Kosovo, Latvia, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Netherlands, Portugal, San Marino, Slovakia, Slovenia, Spain, Vatican City)
• GBP (United Kingdom)



CASH ONLY:

• CZK (Czech Republic)
• CHF (Switzerland)
• DKK (Denmark)
• HUF (Hungary)

• ISK (Iceland)
• PLN (Poland)
• NOK (Norway)
• SEK (Sweden)

More on Europe from our Travelex Hub Blog




UNLIMITED FREE overseas ATM withdrawals1

Highly competitive exchange rates

NO fees when you buy online
$0 Currency conversion fee^

Optional Additional Emergency Card
24/7 Global Assistance

Free Wifi access at millions of locations2

Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency

Exclusive offers with Mastercard PricelessTM Cities

5 outstanding value award winning travel money card


1

Order your travel cards

Order your Travelex Money Card and Additional Emergency card online or in-store

2

Get your travel cards

Free delivery to your home or collect from a Travelex store

3

Download the App

Download the app from the Google Play and Apple App stores

4

Register for My Account

Simply activate both your cards by registering your account via the app or online

5

Top Up

Manage and check your balance online and on your mobile


Convenience on the go
  • Top up your Travelex Money Card
  • Check your balance
  • Quick touch log in

The app requires Android 5.0 and up or iOS 10.0 or later.
Compatible with iPhone, iPad and iPod touch.


NO fees online
$0 Currency conversion fee^

Withdraw daily up to AU$3,000 (or currency equivalent)

Maximum Card limit of AU$50,000

Free initial and replacement card

The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency

If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.

Initial Card Purchase Fee
(charged at the time of purchase)

• Online: FREE via travelex.com.au or the Travelex Money App

• In-Store: FREE for loads of foreign currency (loads of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).

Top Up Fee

• Online: FREE via travelex.com.au or the Travelex Money App

• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).

• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.

Additional Emergency card fee

AU$5.00

International ATM withdrawal and EFTPOS fee (outside Australia)

FREE (note: Some ATM operators may charge their own fees or set their own limits)

Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card

FREE (note: Some ATM operators may charge their own fees or set their own limits)

Cash over the counter fee (where cash is obtained over the counter)

FREE

Monthly inactivity fee
  • Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
  • Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.

AU$4.00 per month

24/7 Global Emergency Assistance

FREE

Closure/withdrawal fee
  • Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.

AU$10.00

Currency to Currency foreign exchange rate
  • This is applied when you move your funds from one currency to another currency.

At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.

Currency Conversion Fee
  • Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.

FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.

The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency

If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.

Maximum number of cards you may hold in your name at any one time (not including the linked Additional Emergency card provided to you if required at the time of purchase)

One

Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store

AU$350 or currency equivalent
AU$100 or currency equivalent

Minimum amount for card top-up online and on the app

AU$50 or currency equivalent

Maximum amount you can load on initial online purchase (load):

The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.

Maximum amounts for online top-up (app and website):

to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.

Maximum bank transfer or BPAY® top up amount per day

AU$25,000

Maximum balance allowed across all currencies during any 12 month period

AU$75,000

Cash over the counter limit in any 24 hour period

AU$350

Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit)

AU$3,000 or currency equivalent

Maximum value of EFTPOS transactions during any 24 hour period

AU$15,000 or currency equivalent

Maximum balance allowed at any one time across all currencies

AU$50,000

Other Important Information

Please read the following information about your Travelex Money Card carefully:

  • Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
  • Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.

Important Information about Fees & Limits for loads/top ups made online:

  • If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.


While the euro is widely accepted, it's important to note that various European countries maintain their own official currencies. For this reason, the best travel money card for Europe is one that aligns with the specific currencies used in your intended destinations.
When choosing the best travel money card it’s also important to be mindful of hidden costs. For example, the Travelex Money Card has no ATM withdrawl fees or foreign purchase fees.
Travelex Travel Money Cards can be conveniently used in Europe, at establishments and ATMs which accept Mastercard. You don’t need to pay any overseas ATM fees1 with the Travelex Travel Money Card in Europe.
You can get a Euro card by inquiring and purchasing a travel money card with Travelex. Travelex operates under an Australian financial services license and provides reliable, trustworthy, and quick foreign currency and money transfer services.
While it is possible to travel without a money card, a Travelex Money Card offers a host of benefits that can save you money during your trip. For example, you can load multiple currencies at a fixed and competitive exchange rate, make purchases in-store and avoid overseas ATM or withdrawal fees.
Benefits of using a travel money card in Europe include:
  • Ease of withdrawing cash abroad
  • Avoiding foreign currency conversion fee and ATM fees1
  • Quick fund transfers from your bank account to your money card
  • Locking in a fixed prevailing exchange rate before travelling3
The Travelex travel money card can also be conveniently topped up online using the mobile app. You can keep up to date with foreign exchange rates with the Travelex travel exchange rate tracker.
You can withdraw money from your travel money card by visiting any ATM worldwide supporting Mastercard. Simply select the “credit” option at the ATM machine to access and withdraw your funds. With the Travelex Travel Money Card, you can easily withdraw cash abroad.
What is the best way to take travel money to Europe?

The best way to take travel money to Europe is to exchange your money to foreign currency and store your funds with the Travelex Travel Money Card. Operating similarly to debit cards, you can use the card to pay at any establishment supporting Mastercard.

Find a store and purchase a travel money card for your trip to Europe with Travelex.

Which travel money card is the best for Europe?

While the euro is widely accepted, it's important to note that various European countries maintain their own official currencies. For this reason, the best travel money card for Europe is one that aligns with the specific currencies used in your intended destinations.

When choosing the best travel money card it’s also important to be mindful of hidden costs. For example, the Travelex Money Card has no ATM withdrawl fees or foreign purchase fees.

How do I get a Euro card?

While it is possible to travel without a money card, a Travelex Money Card offers a host of benefits that can save you money during your trip. For example, you can load multiple currencies at a fixed and competitive exchange rate, make purchases in-store and avoid overseas ATM or withdrawal fees.

Do I need a travel card for Europe?

The Travelex Money Card is a prepaid travel money card that works in Europe. Simply buy currencies and top up your card.

What are the benefits of using a travel money card in Europe?

Benefits of using a travel money card in Europe include:

  • Ease of withdrawing cash abroad
  • Avoiding foreign currency conversion fee and ATM fees1
  • Quick fund transfers from your bank account to your money card
  • Locking in a fixed prevailing exchange rate before travelling3

The Travelex travel money card can also be conveniently topped up online using the mobile app. You can keep up to date with foreign exchange rates with the Travelex travel exchange rate tracker.

How do I withdraw cash from my travel money card?

You can withdraw money from your travel money card by visiting any ATM worldwide supporting Mastercard. Simply select the “credit” option at the ATM machine to access and withdraw your funds. With the Travelex Travel Money Card, you can easily withdraw cash abroad.


1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using

2 Wifi is provided by Boingo hotspots

3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, Heritage and People’s Choice Limited trading as Heritage Bank (ABN 11 087 651 125, AFSL 244310) pursuant to license by Mastercard Asia/Pacific Pte. You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.

* Transacting via some online merchants may incur a surcharge.