A Travel Card for Japan
Experience stress-free travels in Japan with Travelex’s award-winning Travel Money Card. Use the card everywhere throughout Japan where Mastercard is accepted.
The Travelex Travel Money Card can also be used to withdraw JPY cash from thousands of ATMs in Japan wihout paying any international ATM fees1.
Click & Collect in store next business day or get home delivered within 7 days.

UNLIMITED FREE overseas ATM withdrawals1
Highly competitive exchange rates
NO fees when you buy online
$0 Currency conversion fee^
Optional Additional Emergency Card
24/7 Global Assistance
Free Wifi access at millions of locations2
Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency
Exclusive offers with Mastercard PricelessTM Cities
5☆ outstanding value award winning travel money card
Order your travel cards
Order your Travelex Money Card and Additional Emergency card online or in-store
Get your travel cards
Free delivery to your home or collect from a Travelex store
Register for My Account
Simply activate both your cards by registering your account via the app or online
Top Up
Manage and check your balance online and on your mobile

The Travelex Money Card allows you to buy, store, and move money in multiple currencies so that you can safely make purchases during your travels overseas. There’s usually no need to pay international ATM fees, an initial card fee, or a cash advance fee when withdrawing cash with the Travelex Travel Money Card.
Gone are the days of the cash society and exchanging currency in advance; the Travelex Travel Money Card makes storing and transferring money to make purchases in foreign currencies quick and easy. With Travelex Travel Money Card, you can also check currencies in real-time and enjoy a prevailing exchange rate when purchasing currencies.
More on Japan from our Travelex Hub Blog
NO fees online
$0 Currency conversion fee^
Withdraw daily up to AU$3,000 (or currency equivalent)
Maximum Card limit of AU$50,000
Free initial and replacement card
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
(charged at the time of purchase)
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for loads of foreign currency (loads of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.
AU$5.00
FREE (note: Some ATM operators may charge their own fees or set their own limits)
FREE (note: Some ATM operators may charge their own fees or set their own limits)
FREE
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
AU$4.00 per month
FREE
- Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.
AU$10.00
- This is applied when you move your funds from one currency to another currency.
At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
- Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.
FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
One
Minimum amount for initial purchase in-store
AU$350 or currency equivalent
AU$100 or currency equivalent
AU$50 or currency equivalent
The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.
to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.
AU$25,000
AU$75,000
AU$350
AU$3,000 or currency equivalent
AU$15,000 or currency equivalent
AU$50,000
Other Important Information
Please read the following information about your Travelex Money Card carefully:
- Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
- Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.
Important Information about Fees & Limits for loads/top ups made online:
- If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
When purchasing foreign currency and travel money card online, the name on the order details must match the name on the payer’s bank account, debit or credit card.
For this reason, Travelex Money Card cannot be bought as a gift for someone else.
You can only hold one card in your name at any one time.
An Additional Emergency card is a replacement card as a back-up only which you must only use if your primary card is damaged, lost, misused or stolen.
An Additional Emergency card can only be purchased at the time of purchasing the Travelex Money Card. It cannot be added to your account at a later date.
-
Top-up via the Travelex website
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Top-up via the Travelex Money App
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Move currencies on your card, instantly!
If you have AUD (or any other currency) already loaded on the card, you can move your funds to another currency within the Travelex Money App. Instant top-up!
-
Top-up in a Travelex store
-
Direct top-up via BPAY:
Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
You must make payment using your own account.
MasterCard Biller Code: 184416
Reference No: your 16 digit Travelex Money Card number
Funds will be allocated to your default currency. To check your default currency login to your account.
Top ups will generally take two business days to be processed however may take longer if the payment is not made before 2pm on a business day Australian Eastern Standard Time.
- Locking in fixed foreign currency exchange rates and avoiding foreign transaction fees before you travel
- The ability to load multiple currencies onto one card, similar to a travel debit card
- The ability to spend money conveniently and comfortably overseas
- No overseas ATM withdrawal fees
- No fees when making online purchases
- Travel money cards can be ordered online and collected in store next day.
- Just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. We will automatically transfer funds between currencies complete your card transactions.
- Home delivery within 5-7 business days.
Most common questions
When purchasing foreign currency and travel money card online, the name on the order details must match the name on the payer’s bank account, debit or credit card.
For this reason, Travelex Money Card cannot be bought as a gift for someone else.
You can only hold one card in your name at any one time.
An Additional Emergency card is a replacement card as back-up only which you must only use if your primary card is damaged, lost, misused or stolen.
An Additional Emergency card can only be purchased at the time of purchasing the Travelex Money Card. It cannot be added to your account at a later date.
-
Top-up via the Travelex website
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Top-up via the Travelex Money App
Note that you must use your unique reference number when paying or the transfer may be delayed.
-
Move currencies on your card, instantly!
If you have AUD (or any other currency) already loaded on the card, you can move your funds to another currency within the Travelex Money App. Instant top-up!
-
Top-up in a Travelex store
-
Direct top-up via BPAY:
Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
You must make payment using your own account.
MasterCard Biller Code: 184416
Reference No: your 16 digit Travelex Money Card number
Funds will be allocated to your default currency. To check your default currency login to your account.
Top ups will generally take two business days to be processed however may take longer if the payment is not made before 2pm on a business day Australian Eastern Standard Time.
If you’re visiting Japan, a travel money card can be a convenient and affordable way to access your money. The best travel money card for Japan should help you save money with favourable exchange rates and no hidden fees. For example, a Travelex Money Card has unlimited free overseas ATM withdrawals, so you can make purchases in Japanese yen for less.
Yes, travel money cards come with a host of advantages that can save you money when travelling. These include the ability to load multiple currencies at a fixed and competitive exchange rate, and the capability to make purchases in-store, online, and at ATMs worldwide with no overseas ATM or withdrawal fees.
The best travel money card for Australians is the one that caters to the currencies available at your destination, removes ATM withdrawal and foreign purchase fees, and has the best exchange rate.
A travel money card is a global currency card that allows you to load several foreign currencies into a personal account at a prevailing exchange rate. Like debit and credit cards, a travel money card can be used to make purchases in stores, online, and to withdraw cash at ATMs while travelling. You can buy currencies and add or reload them into your travel money card account via a mobile app whilst abroad.
One of the best ways to use the Travelex Money Card is with the Travelex Money App. The Travelex Money App makes ordering, transferring, and checking currencies quick and simple on your travel card. You can also use the Travelex travel exchange rate tracker to check currencies in real time.
You can order a travel money card online or purchase one directly from a Travelex store. Find a store near you.
Some of the benefits of a travel card include:
- Locking in fixed foreign currency exchange rates and avoiding foreign transaction fees before you travel
- The ability to load multiple currencies onto one card, similar to a travel debit card
- The ability to spend money conveniently and comfortably overseas
- No overseas ATM withdrawal fees
- No fees when making online purchases
Money travel cards can be ordered online and topped up via a convenient mobile app.
- Travel money cards can be ordered online and collected in store next day.
- Just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. We will automatically transfer funds between currencies complete your card transactions.
- Home delivery within 5-7 business days.
The Travelex Money Card is a Mastercard travel card, meaning it is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark. It is also free to obtain cash over the counter and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal ATM fees. Be sure to check with the ATM in question prior to making cash withdrawals.
Similar to any bank account, you can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen to access funds. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000 Australian dollars each 24 hour period. Bear in mind that some ATMs may also have their own ATM fee, adding a cost to your withdrawal.
The Travelex Money Card is a prepaid travel card and has been awarded the best prepaid travel card by Mozo two years in a row.
The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.
1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using
2 Wifi is provided by Boingo hotspots
3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction. ^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, Heritage and People’s Choice Limited trading as Heritage Bank (ABN 11 087 651 125, AFSL 244310) pursuant to license by Mastercard Asia/Pacific Pte. You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
* Transacting via some online merchants may incur a surcharge.