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The Travelex Money Card may be a safer way to take your New Zealand dollars with you when taking a trip to the land of the long white cloud. While it’s a good idea to take some cash and you can use most bank cards in NZ, carrying around large sums of cash can be nerve wracking, plus if something happens to your Travelex Money Card while you’re overseas you don’t have to worry about it being linked to any of your bank accounts!


UNLIMITED FREE overseas ATM withdrawals1

Highly competitive exchange rates

NO fees when you buy online
$0 Currency conversion fee^

24/7 Global Assistance

Convenient Mobile App
Download it here

Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency

Buy online, collect in-store or get it delivered to your home

5 outstanding value award winning travel money card

Exclusive offers with Mastercard PricelessTM Cities

No account or membership required


1

Order your travel card

Order your Travelex Money Card online or in-store (passport or driver's license required)

2

Get your travel card

Free delivery to your home or collect from a Travelex store

3

Download the App

Download the app from the Google Play and Apple App stores

4

Register for My Account

Simply activate your card by registering your account via the app or online

5

Top Up

Manage and check your balance online and on your mobile


Photo of phone showing the Travelex Money App and the app store icon
Convenience on the go
  • Top up your Travelex Money Card
  • Check your balance
  • Quick touch log in

The app requires Android 5.0 and up or iOS 10.0 or later.
Compatible with iPhone, iPad and iPod touch.


NO fees online
$0 Currency conversion fee^

Withdraw daily up to AU$3,000 (or currency equivalent)

Maximum Card limit of AU$50,000

Free initial and replacement card

The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency

If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.

Initial Card Purchase Fee
(charged at the time of purchase)

• Online: FREE via travelex.com.au or the Travelex Money App

• In-Store: FREE for loads of foreign currency (loads of Australian dollars (AUD) incur a fee of 1.1% of the amount or $15 whichever is greater).

Top Up Fee

• Online: FREE via travelex.com.au or the Travelex Money App

• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).

• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.

International ATM withdrawal and EFTPOS fee (outside Australia)

FREE (note: Some ATM operators may charge their own fees or set their own limits)

Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card

FREE (note: Some ATM operators may charge their own fees or set their own limits)

Cash over the counter fee (where cash is obtained over the counter)

FREE

Monthly inactivity fee
  • Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
  • Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.

AU$4.00 per month

24/7 Global Emergency Assistance

FREE

Closure/withdrawal fee
  • Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.

AU$10.00

Currency to Currency foreign exchange rate
  • This is applied when you move your funds from one currency to another currency.

At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.

Currency Conversion Fee
  • Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.

FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.

The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency

If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.

Maximum number of cards you may hold in your name at any one time

One

Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store

AU$350 or currency equivalent
AU$100 or currency equivalent

Minimum amount for card top-up online and on the app

AU$50 or currency equivalent

Maximum amount you can load on initial online purchase (load):

The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.

Maximum amounts for online top-up (app and website):

to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.

Maximum bank transfer or BPAY® top up amount per day

AU$25,000

Maximum balance allowed across all currencies during any 12 month period

AU$75,000

Cash over the counter limit in any 24 hour period

AU$350

Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit)

AU$3,000 or currency equivalent

Maximum value of EFTPOS transactions during any 24 hour period

AU$15,000 or currency equivalent

Maximum balance allowed at any one time across all currencies

AU$50,000

Other Important Information

Please read the following information about your Travelex Money Card carefully:

  • Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
  • Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.

Important Information about Fees & Limits for loads/top ups made online:

  • If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.


When purchasing foreign currency and travel money card online, the name on the order details must match the name on the payer’s bank account, debit or credit card.
For this reason, Travelex Money Card cannot be bought as a gift for someone else.

You can only hold one card in your name at any one time.

  • Top-up via the Travelex website
    Note that you must use your unique reference number when paying or the transfer may be delayed.
  • Top-up via the Travelex Money App
    Note that you must use your unique reference number when paying or the transfer may be delayed.
  • Move currencies on your card, instantly!
    If you have AUD (or any other currency) already loaded on the card, you can move your funds to another currency within the Travelex Money App. Instant top-up!
  • Top-up in a Travelex store
  • Direct top-up via BPAY:
    Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
    You must make payment using your own account.

    MasterCard Biller Code: 184416
    Reference No: your 16 digit Travelex Money Card number

    Funds will be allocated to your default currency. To check your default currency login to your account.
    Top ups will generally take two business days to be processed however may take longer if the payment is not made before 2pm on a business day Australian Eastern Standard Time.
Yes, travel money cards come with a host of advantages that can save you money when travelling. These include the ability to load multiple currencies at a fixed and competitive exchange rate, and the capability to make purchases in-store, online, and at ATMs worldwide with no overseas ATM or withdrawal fees.
The best travel money card for your New Zealand trip should help you save money and access the most competitve exhange rate available. For example, a Travelex Money Card allows you to lock in exhange rates ahead of time, make purchases in-store and avoid overseas ATM or withdrawal fees.
While cash and bank cards are generally accepted in New Zealand, a Travelex Money Card can provide more security than carrying around large amounts of cash. Unlike a standard card, it’s not linked to any of your bank accounts so your money will stay safe even if your travel card gets lost or stolen.
A travel money card is a global currency card that allows you to load several foreign currencies into a personal account at a prevailing exchange rate. Like debit and credit cards, a travel money card can be used to make purchases in stores, online, and to withdraw cash at ATMs while travelling. You can buy currencies and add or reload them into your travel money card account via a mobile app whilst abroad. One of the best ways to use the Travelex Money Card is with the Travelex Money App. The Travelex Money App makes ordering, transferring, and checking currencies quick and simple on your travel card. You can also use the Travelex travel exchange rate tracker to check currencies in real time. You can order a travel money card online or purchase one directly from a Travelex store. Find a store near you.
Some of the benefits of a travel card include:
  • Locking in fixed foreign currency exchange rates and avoiding foreign transaction fees before you travel
  • The ability to load multiple currencies onto one card, similar to a travel debit card
  • The ability to spend money conveniently and comfortably overseas
  • No overseas ATM withdrawal fees
  • No fees when making online purchases
Money travel cards can be ordered online and topped up via a convenient mobile app.
  • Travel money cards can be ordered online and collected in store next day.
  • Just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. We will automatically transfer funds between currencies complete your card transactions.
  • Home delivery within 5-7 business days.
Travelex Money Cards ordered online and picked up in-store, or those purchased directly in-store do not require activation.
The Travelex Money Card is a Mastercard travel card, meaning it is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark. It is also free to obtain cash over the counter and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal ATM fees. Be sure to check with the ATM in question prior to making cash withdrawals.
Similar to any bank account, you can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen to access funds. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000 Australian dollars each 24 hour period. Bear in mind that some ATMs may also have their own ATM fee, adding a cost to your withdrawal.
The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.
The Travelex Money Card is a prepaid travel card and has been awarded the best prepaid travel card by Mozo two years in a row.
Most common questions
Important note about purchasing a Travelex Money Card

When purchasing foreign currency and travel money card online, the name on the order details must match the name on the payer’s bank account, debit or credit card.
For this reason, Travelex Money Card cannot be bought as a gift for someone else.

You can only hold one card in your name at any one time.

An Additional Emergency card is a replacement card as back-up only which you must only use if your primary card is damaged, lost, misused or stolen.
An Additional Emergency card can only be purchased at the time of purchasing the Travelex Money Card. It cannot be added to your account at a later date.

Travelex Money Card Top-Up Tips
  • Top-up via the Travelex website
    Note that you must use your unique reference number when paying or the transfer may be delayed.
  • Top-up via the Travelex Money App
    Note that you must use your unique reference number when paying or the transfer may be delayed.
  • Move currencies on your card, instantly!
    If you have AUD (or any other currency) already loaded on the card, you can move your funds to another currency within the Travelex Money App. Instant top-up!
  • Top-up in a Travelex store
  • Direct top-up via BPAY:
    Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
    You must make payment using your own account.

    MasterCard Biller Code: 184416
    Reference No: your 16 digit Travelex Money Card number

    Funds will be allocated to your default currency. To check your default currency login to your account.
    Top ups will generally take two business days to be processed however may take longer if the payment is not made before 2pm on a business day Australian Eastern Standard Time.
Are Travelex Money Cards worth it?

Yes, travel money cards come with a host of advantages that can save you money when travelling. These include the ability to load multiple currencies at a fixed and competitive exchange rate, and the capability to make purchases in-store, online, and at ATMs worldwide with no overseas ATM or withdrawal fees.

What is the best travel money card for New Zealand?

The best travel money card for your New Zealand trip should help you save money and access the most competitve exhange rate available. For example, a Travelex Money Card allows you to lock in exhange rates ahead of time, make purchases in-store and avoid overseas ATM or withdrawal fees.

Do I need a travel card for New Zealand?

While cash and bank cards are generally accepted in New Zealand, a Travelex Money Card can provide more security than carrying around large amounts of cash. Unlike a standard card, it’s not linked to any of your bank accounts so your money will stay safe even if your travel card gets lost or stolen.

What is a travel money card?

A travel money card is a global currency card that allows you to load several foreign currencies into a personal account at a prevailing exchange rate. Like debit and credit cards, a travel money card can be used to make purchases in stores, online, and to withdraw cash at ATMs while travelling. You can buy currencies and add or reload them into your travel money card account via a mobile app whilst abroad.

One of the best ways to use the Travelex Money Card is with the Travelex Money App. The Travelex Money App makes ordering, transferring, and checking currencies quick and simple on your travel card. You can also use the Travelex travel exchange rate tracker to check currencies in real time.

You can order a travel money card online or purchase one directly from a Travelex store. Find a store near you.

What are the benefits of a travel card?

Some of the benefits of a travel card include:

  • Locking in fixed foreign currency exchange rates and avoiding foreign transaction fees before you travel
  • The ability to load multiple currencies onto one card, similar to a travel debit card
  • The ability to spend money conveniently and comfortably overseas
  • No overseas ATM withdrawal fees
  • No fees when making online purchases

Money travel cards can be ordered online and topped up via a convenient mobile app.

How long does it take to get a travel money card?
  • Travel money cards can be ordered online and collected in store next day.
  • Just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. We will automatically transfer funds between currencies complete your card transactions.
  • Home delivery within 5-7 business days.
Travelex Money Cards ordered online and picked up in-store, or those purchased directly in-store do not require activation.
Do you get charged for using a travel money card?

The Travelex Money Card is a Mastercard travel card, meaning it is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark. It is also free to obtain cash over the counter and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal ATM fees. Be sure to check with the ATM in question prior to making cash withdrawals.

Can I withdraw money from my travel card?

Similar to any bank account, you can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen to access funds. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000 Australian dollars each 24 hour period. Bear in mind that some ATMs may also have their own ATM fee, adding a cost to your withdrawal.

Is Travelex’s Travel Money Card a prepaid currency card?

The Travelex Money Card is a prepaid travel card and has been awarded the best prepaid travel card by Mozo two years in a row.

Where can I use travel cards?

The Travelex Money Card is a multi currency card that can be used in most countries around the world. Widely considered the best travel money card for overseas travel, the Travelex Money Card can be used in the US, Europe, Japan, Canada, Hong Kong, Singapore, Japan, New Zealand, and many more countries.



More on New Zealand from our Travelex Hub Blog



1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using

3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction. ^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, EML Payment Solutions Limited (‘EML’)(ABN 30 131 436 532, AFSL 404131). You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.

* Transacting via some online merchants may incur a surcharge.