About the Travel Money Card
The Travelex Money Card is an award-winning prepaid travel card that allows you to manage currency and withdraw cash from Mastercard-supported ATMs worldwide. With no foreign currency conversion fee^ and the ability to store multiple currencies at a time, the Travelex Money Card is the perfect card to carry around during your trip to the USA.The Travel Money Card allows you to secure a fixed prevailing exchange rate before transferring funds into the card.
The Travelex Travel Money Card can store USD for your travels in the USA. With the travel card, you can enjoy fee-free cash withdrawals, load multiple currencies, and automatically transfer funds online. You can also use the Travelex travel exchange rate tracker to monitor and buy currencies to store in your travel card.
Travelex’s Travel Money Card is especially safe and convenient when travelling to the US as it has 24/7 emergency assistance. You can also transfer funds from your bank account to the card whenever you’d like for convenience’s sake.
UNLIMITED FREE overseas ATM withdrawals1
Highly competitive exchange rates
NO fees when you buy online
$0 Currency conversion fee^
Optional Additional Emergency Card
24/7 Global Assistance
Free Wifi access at millions of locations2
Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency
Exclusive offers with Mastercard PricelessTM Cities
5☆ outstanding value award winning travel money card
1
Order your travel cards
Order your Travelex Money Card and Additional Emergency card online or in-store
2
Get your travel cards
Free delivery to your home or collect from a Travelex store
4
Register for My Account
Simply activate both your cards by registering your account via the app or online
5
Top Up
Manage and check your balance online and on your mobile
Convenience on the go
- Top up your Travelex Money Card
- Check your balance
- Quick touch log in
The app requires Android 5.0 and up or iOS 10.0 or later.
Compatible with iPhone, iPad and iPod touch.
NO fees online
$0 Currency conversion fee^
Withdraw daily up to AU$3,000 (or currency equivalent)
Maximum Card limit of AU$50,000
Free initial and replacement card
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Initial Card Purchase Fee
(charged at the time of purchase)
(charged at the time of purchase)
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for loads of foreign currency (loads of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
Top Up Fee
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.
Additional Emergency card fee
AU$5.00
International ATM withdrawal and EFTPOS fee (outside Australia)
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Cash over the counter fee (where cash is obtained over the
counter)
FREE
Monthly inactivity fee
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
AU$4.00 per month
24/7 Global Emergency Assistance
FREE
Closure/withdrawal fee
- Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.
AU$10.00
Currency to Currency foreign exchange rate
- This is applied when you move your funds from one currency to another currency.
At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
Currency Conversion Fee
- Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.
FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Maximum number of cards you may hold in your name at any one time (not
including the linked Additional Emergency card provided to you if required at the time of
purchase)
One
Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store
Minimum amount for initial purchase in-store
AU$350 or currency equivalent
AU$100 or currency equivalent
Minimum amount for card top-up online and on the app
AU$50 or currency equivalent
Maximum amount you can load on initial online purchase (load):
The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.
Maximum amounts for online top-up (app and website):
to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.
Maximum bank transfer or BPAY® top up amount per day
AU$25,000
Maximum balance allowed across all currencies during any 12 month
period
AU$75,000
Cash over the counter limit in any 24 hour period
AU$350
Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators
may set their own withdrawal limits which may be lower than this limit)
AU$3,000 or currency equivalent
Maximum value of EFTPOS transactions during any 24 hour period
AU$15,000 or currency equivalent
Maximum balance allowed at any one time across all currencies
AU$50,000
Other Important Information
Please read the following information about your Travelex Money Card carefully:
- Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
- Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.
Important Information about Fees & Limits for loads/top ups made online:
- If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
NZ
Europe
US
Japan
UK
Canada
Hong Kong
Thailand
Singapore
The best way to take travel money to the USA is to use a prepaid travel card. You can exchange AUD for USD beforehand and store money on the card. These cards can save you the trouble of bringing cash with you and ensure you always have access to funds while on your overseas trip.
A travel money card is a good idea for convenient travel around the US. If you don’t have USD on hand, using a travel money card to exchange and store currency ensures that you can still access funds while on your trip.
Go online or find a store near you to purchase your Travelex travel money card.
The Travelex Money Card is the best travel money card to use in the USA. The card is easy to manage and load. Simply exchange and transfer money online from your bank account to your travel money card account via the Travelex Money App. You can use the card to withdraw money from ATMs and pay at any establishment supporting Mastercard1.
There are many benefits to the Travelex Travel Money Card in the US, including:
- Competitive exchange rates you can lock in prior to your travels
- The ability to withdraw cash from ATMs while avoiding any foreign transaction fees^
- A simple recovery process for any lost or stolen card
- Convenient and comfortable money spending while overseas
Yes, you can. Simply visit any ATM that supports Mastercard, select the “credit” option and access your funds. You can withdraw up to 3,000 Australian dollars (or foreign currency equivalent) each day with the Travelex Money Card.
What is the best way to take travel money to USA?
The best way to take travel money to the USA is to use a prepaid travel card. You can exchange AUD for USD beforehand and store money on the card. These cards can save you the trouble of bringing cash with you and ensure you always have access to funds while on your overseas trip.
Is a travel money card a good idea for the US?
A travel money card is a good idea for convenient travel around the USA. If you don’t have USD on hand, using a travel money card to exchange and store currency ensures that you can still access funds while on your trip.
Go online or find a store near you to purchase your Travelex travel money card.
What is the best travel money card for USA?
The Travelex Money Card is the best travel money card to use in the USA. The card is easy to manage and load. Simply exchange and transfer money online from your bank account to your travel money card account via the Travelex Money App. You can use the card to withdraw money from ATMs and pay at any establishment supporting Mastercard1.
What are the benefits of travel money cards in the US?
There are many benefits to the Travelex Travel Money Card in the US, including:
- Competitive exchange rates you can lock in prior to your travels
- The ability to withdraw cash from ATMs while avoiding any foreign transaction fees^
- A simple recovery process for any lost or stolen card
- Convenient and comfortable money spending while overseas
You can top up the travel card with your own money online or through the Travelex mobile app.
Can I make cash withdrawals from my travel money card?
Yes, you can. Simply visit any ATM that supports Mastercard, select the “credit” option and access your funds. You can withdraw up to 3,000 Australian dollars (or foreign currency equivalent) each day with the Travelex Money Card.
1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using
2 Wifi is provided by Boingo hotspots
3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, Heritage and People’s Choice Limited trading as Heritage Bank (ABN 11 087 651 125, AFSL 244310) pursuant to license by Mastercard Asia/Pacific Pte. You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.
* Transacting via some online merchants may incur a surcharge.