Travelex Travel Money Card for Hong Kong
The Travelex Travel Money Card is an award-winning multi currency card that is perfect for exchanging and transferring HKD during your travels. Able to be used wherever Mastercard is accepted and with no foreign transaction fees^, the prepaid travel money card can make travelling around the city easy. You can enjoy great online exchange rates, fee-free cash withdrawals, and all the benefits of a standard debit card with the Travelex Travel Money Card.
The Travelex Money Card features a transaction account so that you can store and use HKD (and any other foreign currency you need) in Hong Kong.
Rather than carrying bundles of HKD cash around, you can use the Travelex Travel Money Card to make card payments as you would at home (compatible with Mastercard). Not only that, but you can also lock in a favourable applicable exchange rate before transferring funds to your travel money card.
UNLIMITED FREE overseas ATM withdrawals1
Highly competitive exchange rates
NO fees when you buy online
$0 Currency conversion fee^
Optional Additional Emergency Card
24/7 Global Assistance
Free Wifi access at millions of locations2
Shop at millions of outlets wherever Mastercard is accepted and on international websites with the local currency
Exclusive offers with Mastercard PricelessTM Cities
5☆ outstanding value award winning travel money card
1
Order your travel cards
Order your Travelex Money Card and Additional Emergency card online or in-store
2
Get your travel cards
Free delivery to your home or collect from a Travelex store
4
Register for My Account
Simply activate both your cards by registering your account via the app or online
5
Top Up
Manage and check your balance online and on your mobile
Convenience on the go
- Top up your Travelex Money Card
- Check your balance
- Quick touch log in
The app requires Android 5.0 and up or iOS 10.0 or later.
Compatible with iPhone, iPad and iPod touch.
NO fees online
$0 Currency conversion fee^
Withdraw daily up to AU$3,000 (or currency equivalent)
Maximum Card limit of AU$50,000
Free initial and replacement card
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Initial Card Purchase Fee
(charged at the time of purchase)
(charged at the time of purchase)
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for loads of foreign currency (loads of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
Top Up Fee
• Online: FREE via travelex.com.au or the Travelex Money App
• In-Store: FREE for top-ups of foreign currency (top-ups of AUD incur a fee of 1.1% of the amount or $15 whichever is greater).
• BPAY: Top-ups not made via travelex.com.au or the Travelex Money App incur a fee of 1% of the amount.
- MasterCard Biller Code: 184416
- Reference No: your 16 digit Travelex Money Card number
- Funds will be allocated to your default currency. To check your default currency login to your account.
Additional Emergency card fee
AU$5.00
International ATM withdrawal and EFTPOS fee (outside Australia)
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card
FREE (note: Some ATM operators may charge their own fees or set their own limits)
Cash over the counter fee (where cash is obtained over the
counter)
FREE
Monthly inactivity fee
- Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
- Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.
AU$4.00 per month
24/7 Global Emergency Assistance
FREE
Closure/withdrawal fee
- Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.
AU$10.00
Currency to Currency foreign exchange rate
- This is applied when you move your funds from one currency to another currency.
At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.
Currency Conversion Fee
- Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.
FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.
The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency
If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.
Maximum number of cards you may hold in your name at any one time (not
including the linked Additional Emergency card provided to you if required at the time of
purchase)
One
Minimum amount for initial purchase online and on the app
Minimum amount for initial purchase in-store
Minimum amount for initial purchase in-store
AU$350 or currency equivalent
AU$100 or currency equivalent
Minimum amount for card top-up online and on the app
AU$50 or currency equivalent
Maximum amount you can load on initial online purchase (load):
The maximum amount you can load on the card at the time of the initial online purchase is AU$5,000 equivalent.
Maximum amounts for online top-up (app and website):
to a maximum of $10,050 per single top-up; and
to a maximum of $10,050 top-up value over 24hrs; and
to a maximum of $20,000 top-up value over 21 days.
Maximum bank transfer or BPAY® top up amount per day
AU$25,000
Maximum balance allowed across all currencies during any 12 month
period
AU$75,000
Cash over the counter limit in any 24 hour period
AU$350
Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators
may set their own withdrawal limits which may be lower than this limit)
AU$3,000 or currency equivalent
Maximum value of EFTPOS transactions during any 24 hour period
AU$15,000 or currency equivalent
Maximum balance allowed at any one time across all currencies
AU$50,000
Other Important Information
Please read the following information about your Travelex Money Card carefully:
- Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
- Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.
Important Information about Fees & Limits for loads/top ups made online:
- If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
NZ
Europe
US
Japan
UK
Canada
Hong Kong
Thailand
Singapore
A travel money card may be a good idea if you are planning on making purchases overseas in a foreign currency and do not want to carry cash around. With the Travelex Travel Money Card, not only can you store and buy foreign currency from a transaction account, but you can also lock in a favourable prevailing exchange rate before you travel.
You can apply for a travel card by simply purchasing one online or finding a store near you and buying directly in-store. You may also lock in an exchange rate and load your card as soon as you purchase it.
One of the best prepaid card options for travel is the Travelex Travel Money Card. The Travelex Travel Money Card has many benefits for users to enjoy, including:
- The ability to lock in a fixed exchange rate before travelling
- The ability to store and buy multiple foreign currencies in a travel money card account with one card (including HKD)
- Avoiding transaction fees such as overseas ATM withdrawal fees and annual fees
- The security of having funds at hand when travelling
Having a small amount of foreign currency in hand before you travel may help in cases of emergency as you travel. Although you can always exchange and withdraw cash as you make purchases in foreign currency, it may also help with peace of mind by locking in an exchange rate before you travel. You can do this by using the Travelex Travel Money Card and taking advantage of Travelex’s great online rates and card features.
The Travelex Travel Money Card also allows you to make cash withdrawals from local ATMs without any ATM fees1.
1 Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using
2 Wifi is provided by Boingo hotspots
3 Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.
Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, Heritage and People’s Choice Limited trading as Heritage Bank (ABN 11 087 651 125, AFSL 244310) pursuant to license by Mastercard Asia/Pacific Pte. You should consider the Product Disclosure Statement for the relevant Travelex Money Card and Target Market Determination available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
^ A foreign exchange ‘Spend Rate’ rate will apply to foreign exchange transactions in accordance with The Product Disclosure Statement.
* Transacting via some online merchants may incur a surcharge.