Cash Foreign Currency Cheques in Australia
Looking to cash a foreign cheque in Australia? Travelex offers a simple way to process foreign currency cheques and access your funds in AUD.
What is a foreign currency cheque (FCC)?
A Foreign Currency Cheque (FCC) is a physical cheque issued by a bank in another country, often in a foreign currency like USD or GBP.
These cheques are often used for large, one-off payments, such as:
- Inheritance or estate payouts
- Proceeds from overseas property sales
- International business or freelance payments
- International tax refunds
Unlike domestic cheques, foreign cheques require international verification, currency conversion, and clearing via overseas banking systems.
*Please note: foreign currency cheques are different to traveller's cheques. Travelex can assist with both! Ask our friendly staff in-store or contact us for more information.
How to cash in a foreign cheque with Travelex
Turn your foreign cheque into Australian dollars, without the guesswork.
*Foreign currency cheques can take up to 12 weeks to clear due to international banking requirements.
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Ready to cash your foreign cheque?
Start by completing the Foreign Cheque Encashment Form to begin the process.
What to expect when cashing a foreign cheque
Foreign cheque processing isn’t instant, but understanding how it works helps you plan ahead.
Where can I cash a foreign currency cheque?
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Participating Travelex Stores
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Store Name
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State
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Martin Place
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NSW
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Shop 6.05, Level 6, 25 Martin place, Sydney, 2000 |
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Warringah Mall
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NSW
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Shop 1134A, Westfield Shoppingtown Warringah Mall, Brookvale, 2100 |
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Kotara
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NSW
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Kiosk 103 Ground Floor (at the entry to center from main car park), Cnr Park Ave & Northcott Dr, 2289 |
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Castle Towers
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NSW
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Kiosk K277 - Castle Towers, 6-14 Castle St, Castle Hill, Sydney, 2154 |
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Tweed City
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NSW
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Shop K 15 54, Minjungbal Dr, Tweed Head South, 2486 |
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Castletown
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QLD
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Shop 60 Castletown Shopping Center, Woolcock & Barryman Street, Hyde Park/Townsville, 4812 |
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Maroochydore
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QLD
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Kiosk K504, Sunshine Plaza, 154-164 Horton Parade, Maroochydore, 4558 |
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Elizabeth
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VIC
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Shop 72/50 (inside Helloworld), Elizabeth Way, Elizabeth, 5112. |
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Chadstone
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VIC
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Shop G123, Chadstone Shopping Centre 1341 Dandenong Road, Chadstone, 3148 |
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Carousel
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WA
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Next door to Helloworld, Shop 1060, Westfield Carousel 1382, Albany Highway, 6107 |
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Joondalup
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WA
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Kiosk K09, Lakeside Shopping City 420 Joondalup Dr, Joondalup Perth, 6027 |
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Rundle Mall
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SA
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Shop 4, Beehive Corner, Rundle Mall, Adelaide, 5000 |
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Eastlands Hobart
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TAS
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K005, Eastlands shopping centre, Cnr Bligh Street & Rosny Hill Road, Rosny Park, 7018 |
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Woden
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ACT
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Shop G04/5 Westfield Shopping Town, 8 Keltie St, Phillip, 2606 |
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FAQs
It can tale several weeks, often up to 12 weeks for a foreign currency cheque to clear.
Foreign cheques take longer than domestic cheques because they must be:
- Verified with the issuing overseas bank
- Processed through international clearing systems
- Converted into Australian dollars
Delays can also occur depending on the country of origin, currency, and banking processes involved.
Some banks may still process foreign cheques in limited circumstances, but many have reduced or withdrawn this service due to the complexity of international clearing and fraud risk. In most cases, you’ll also need to be an existing customer of the bank for them to process your cheque.
Because of this, it’s important to check directly with your bank before visiting a branch or consider using a specialist provider like Travelex, where you don’t need to open an account to access this service.
The best way to cash a foreign cheque is to use a provider that specialises in international cheque processing and clearly outlines fees, timelines, and requirements upfront.
When comparing options, look for:
- Providers that currently accept foreign cheques
- Clear guidance on processing times and documentation
- Transparent information about currency conversion and fees
Given that many banks no longer handle foreign cheques, using a dedicated provider like Travelex can be a more reliable option.
The post office does not typically offer services to cash or deposit foreign currency cheques.
Foreign cheques require international verification, currency conversion, and clearing through overseas banking systems—services that are usually only handled by banks or specialised providers.
If you’ve received a foreign cheque, you’ll need to use a provider that specifically supports foreign cheque processing.
Related foreign currency services
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