Travel Money Card


Get our best rates on the award winning Travel Money Card

Manage your card with our app or top-up online

$
Today's Rate*: 1 AUD = 1
BUY TRAVELEX MONEY CARD TOP UP
*Get a better rate for the following currencies when spending over $2000: USD, GBP, EUR and JPY.
VIEW OTHER CURRENCIES COUNTRIES THAT ACCEPT THE EURO

NO overseas ATM withdrawal fees1

Highly competitive exchange rates

NO fees when you buy online

Secure and 24/7 assistance
1800 440 039

Free Wifi access at millions of locations2

Shop at millions of outlets wherever Mastercard is accepted

Exclusive discounts with Mastercard PricelessTM Cities + Travelex Platinum benefits

5 outstanding value award winning travel money card


1

Order your card

Order your Travelex Money Card online or in your local Travelex store

2

Pick up your card

Collect from a Travelex store near you

3

Activate

Simply activate your card online and retrieve your PIN. No activation required when purchased in store

4

Download the App

Download the app from the Google Play and Apple App stores

5

Top Up

Manage and check your balance online and on your mobile


NO fees online

Withdraw daily up to AU$3,000 (or currency equivalent)

Maximum Card limit of AU$100,000

Free initial and replacement card

The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency

If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.

Initial card fee and distribution outlet top up fee
  • Charged at the time of purchase / Distribution Outlet top up. This fee is set and charged by the agent from which you purchased the card

For loads into AUD:

The greater of 1.1% of the initial load / top up amount or AU$15.00. For example, for an agent charging a 1.1% initial load fee, if you purchase a Travelex Money Card and load AU$1,000, you would be charged.

(AU$1000 x 1.1% = AU$11), unless a minimum fee of AU$15 applies.

For loads and top ups into all other currencies: FREE

Replacement card fee

FREE

BPAY® and bank transfer top up fee (when transaction is booked via www.travelex.com.au)

FREE

BPAY® reload fee (when transaction is not booked via www.travelex.com.au)

1% of the top up amount.

For example, a reload of AU$500 attracts a fee of 1% (AU$500 x 1% = AU$5) which will be deducted from your reload. The amount of your reload will therefore be AU$495.

Additional card fee

AU$5.00

International ATM withdrawal and EFTPOS fee (outside Australia)

FREE (note: Some ATM operators may charge their own fees or set their own limits)

Domestic ATM withdrawal and EFTPOS fee - when you use your Card to make a Withdrawal or purchase in Australia and you have AU$ Currency on your Card

FREE (note: Some ATM operators may charge their own fees or set their own limits)

Cash over the counter fee (where cash is obtained over the counter)

FREE

Monthly inactivity fee
  • Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
  • Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.

AU$4.00 per month

24/7 Global Emergency Assistance

FREE

Closure/withdrawal fee
  • Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.

AU$10.00

Currency to Currency foreign exchange rate
  • This is applied when you move your funds from one currency to another currency.

At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.

Currency Conversion Fee
  • Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.

FREE*
*The Spend Rate will apply to foreign exchange transactions in accordance with the Terms and Conditions.

The following fees and limits apply. Fees and limits are subject to variation in accordance with the Terms and Conditions. Unless otherwise specified, all fees will be debited in AU$ Currency

If there are insufficient funds in AU$ Currency to pay such fees, then we will automatically deduct funds from other Currencies in the following order of priority: AU$, US$, EU€, GB£, NZ$, THB, CA$, HK$, JP¥, SG$.

Maximum number of cards you may hold in your name at any one time (not including the linked additional card provided to you if required at the time of purchase)

One

Minimum amount you can load/top up on your card per load/top up

AU$100 or currency equivalent

Maximum amount you can load/top up on your card per load/top up

AU$100,000 or currency equivalent

Maximum bank transfer or BPAY® top up amount per day

AU$25,000

Maximum balance allowed across all currencies during any 12 month period

AU$100,000

Cash over the counter limit in any 24 hour period

AU$350

Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit)

AU$3,000 or currency equivalent

Maximum value of EFTPOS transactions during any 24 hour period

AU$15,000 or currency equivalent

Maximum balance allowed at any one time across all currencies

AU$100,000

Other Important Information

Please read the following information about your Travelex Money Card carefully:

  • Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
  • Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.

Important Information about Fees & Limits for loads/top ups made online:

  • If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
  • AU$ cannot be loaded or topped up onto a card online via www.travelex.com.au

Fees

Read more

Limits

Read more


  • Award winning 5 Canstar rating: 2016, 2017, 2018 2019 and 2020
  • Pick up in Travelex stores
  • No account and no membership required
Easy ordering
  • All you need is your passport or drivers license
  • Order process takes between 5 and 10 minutes
BUY TRAVELEX MONEY CARD

Convenience on the go
  • Top up your Travelex Money Card, buy cash
  • Check or transfer your balance between currencies
  • Quick touch log in

The app requires Android 5.0 and up or iOS 10.0 or later.
Compatible with iPhone, iPad and iPod touch.




Travel money cards come with a host of advantages. These include the ability to load multiple currencies at a fixed and competitive exchange rate, and the capability to make purchases in-store, online, and at ATMs worldwide with no overseas ATM or withdrawal fees.
A travel money card is a card that allows you to load several foreign currencies at fixed exchange rates. Like debit and credit cards, a travel money card can be used to make purchases in stores, online, and to withdraw at ATMs while travelling. You can reload or add currencies via a mobile app whilst abroad.
Some of the benefits of a travel card include locking in fixed foreign currency exchange rates before you travel, the ability to load multiple currencies onto one card, no ATM fees, and no fees when making online purchases. They can be ordered online, and topped up via a convenient mobile app.
Travel money cards can be ordered online and collected in store, or just walk in store. Cards purchased and loaded in-store are active and ready-to-use on the spot. Travelex Money Cards ordered online and picked up in-store, or those purchased directly in-store do not require activation.
It is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark, to obtain cash over the counter, and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal fees. Be sure to check with the ATM in question prior to withdrawing.
You can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000AUD each 24 hour period.

Most common questions

Are travel money cards good?

Travel money cards come with a host of advantages. These include the ability to load multiple currencies at a fixed and competitive exchange rate, and the capability to make purchases in-store, online, and at ATMs worldwide with no overseas ATM or withdrawal fees.*The currencies available may vary from time to time. Before you make a decision to acquire the card, please check with the Distribution Outlet or on www.travelex.com.au for details.

What is a travel money card?

Some of the benefits of a travel card include locking in fixed foreign currency exchange rates before you travel, the ability to load multiple currencies onto one card, no ATM fees, and no fees when making online purchases. They can be ordered online, and topped up via a convenient mobile app.

What are the benefits of a travel card?

Some of the benefits of a travel card include locking in fixed foreign currency exchange rates before you travel, the ability to load multiple currencies onto one card, no ATM fees, and no fees when making online purchases. They can be ordered online, and topped up via a convenient mobile app.

How long does it take to get a travel money card?

Travel money cards ordered online are generally delivered within 1- 3 working days, and can be quickly activated online. Cards purchased and loaded in-store are active and ready-to-use on the spot. Travelex Money Cards ordered online and picked up in-store, or those purchased directly in-store do not require activation.

Do you get charged for using a travel money card?

It is free to make international withdrawals at ATMs displaying the Mastercard acceptance mark, to obtain cash over the counter, and to make online purchases with a travel money card. However, some ATM operators may charge their own withdrawal fees. Be sure to check with the ATM in question prior to withdrawing.

Can I withdraw money from travel card?

You can withdraw money from your travel money card at ATMs worldwide. When withdrawing cash, select the “credit” option on the ATM machine screen. You will not be charged credit card fees by selecting this option. If the “credit” option does not work, try selecting “debit” or “savings”. The maximum withdrawal amount is 3,000AUD each 24 hour period.


1. Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using

2. Wifi is provided by Boingo hotspots

3. Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984) pursuant to license by Mastercard Asia/Pacific Pte. Ltd. You should consider the Product Disclosure Statement (for the relevant product) available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.