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Travel Money Card
Get our best rates on the award winning Travel Money Card
Delivered direct to your home
Manage your card with our app or top-up online

$
Today's Rate: 1 AUD = 1
BUY TRAVELEX MONEY CARD TOP UP
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NO overseas ATM withdrawal fees1

Highly competitive exchange rates

NO fees when you buy online

Secure and 24/7 assistance
1800 440 039

Free Wifi access at millions of locations2

Shop at millions of outlets wherever Mastercard is accepted

Exclusive discounts with Mastercard PricelessTM Cities + Travelex Platinum benefits

5 outstanding value award winning travel money card


1

Order your card

Order your Travelex Money Card online or in your local Travelex store

2

Home delivery

Delivered within 1 to 3 days

3

Activate

Simply activate your card online and retrieve your PIN. No activation required when purchased in store

4

Download the App

Download the app from the Google Play and Apple App stores

5

Top Up

Manage and check your balance online and on your mobile


NO fees online

Withdraw daily up to AU$3,000 (or currency equivalent)

Maximum Card limit of AU$100,000

Free initial and replacement card

Fees

AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$.

*The currencies available may vary from time to time. Before you make a decision to acquire the card, please check with the Distribution Outlet or on www.travelex.com.au for details.

Initial card fee and distribution outlet top up fee
  • Charged at the time of purchase / Distribution Outlet top up. This fee is set and charged by the agent from which you purchased the card

For loads into AUD:

The greater of 1.1% of the initial load / top up amount or AU$15.00. For example, for an agent charging a 1.1% initial load fee, if you purchase a Travelex Money Card and load AU$1,000, you would be charged.

(AU$1000 x 1.1% = AU$11), unless a minimum fee of AU$15 applies.

For loads and top ups into all other currencies: FREE

Replacement card fee

FREE

BPAY® and bank transfer top up fee (when transaction is booked via www.travelex.com.au)

FREE

BPAY® reload fee (when transaction is not booked via www.travelex.com.au)

1% of the top up amount.

For example, a reload of AU$500 attracts a fee of 1% (AU$500 x 1% = AU$5) which will be deducted from your reload. The amount of your reload will therefore be AU$495.

Additional card fee

AU$5.00

International ATM withdrawal and EFTPOS fee (outside Australia)

FREE** some ATM operators may charge their own fee or set their own limits.

Domestic ATM withdrawal and EFTPOS fee - when you use your card to make a withdrawal or purchase in Australia and you have AU$ currency on your card (for more details refer to clause 9.4 of the Terms and Conditions)
  • For example: If you have AU$ funds on your card and withdraw AU$500 from an ATM in Australia it will attract a fee of AU$14.75 (AU$500x2.95%). This will be charged at the time of withdrawal.
  • Should you have insufficient funds in AU$ currency, we will convert the equivalent sum of the withdrawal and our domestic ATM withdrawal fee from your card fund to complete the transaction, and in addition you will also be charged the Currency Conversion Fee as set out below. Should you only have foreign currency (i.e. a currency other than AU$) available on your card, you will only be charged the Currency Conversion Fee.

2.95%

Cash over the counter fee (where cash is obtained over the counter)

FREE

Monthly inactivity fee
  • Charged at the start of each month if you have not made any transactions on the card in the previous 12 months
  • Unless your card is used again, or reloaded, this fee applies each month until the card is closed or the remaining card balance is less than the inactivity fee.

AU$4.00 per month

24/7 Global Emergency Assistance

FREE

Closure/withdrawal fee
  • Charged when you close your card or withdraw from your Card Fund. This fee is set and charged by Mastercard Prepaid.

AU$10.00

Currency to Currency foreign exchange rate
  • This is applied when you move your funds from one currency to another currency.

At the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another.

Currency Conversion Fee
  • Applied when a purchase or ATM withdrawal is conducted in a currency either not loaded or sufficient to complete the transaction and the cost is allocated against the currency/ies used to fund the transaction.

Mastercard® rate (“FX Rate”) plus a margin of 5.95% of the transaction value. The Mastercard rate is the exchange rate determined by Mastercard to be their wholesale rate or the government mandated rate in effect in the day the transaction is processed by Mastercard.

Important information about different transactions A foreign exchange margin applies to the transaction amount if the card is used for withdrawals in any currency other than a currency available on the card. The applicable margin applied to the transaction amount is 5.95%. Example of Foreign Exchange Margin for a card loaded with AU$ only: Suppose you make a withdrawal from an ATM outside Australia (in Brazil) for Brazilian Real BRL50.00 and the prevailing exchange rate, set by Mastercard, is BRL1.00 =

AU$1.34. Before the foreign exchange margin applies, this would equate to AU$67.00 (BRL50.00 x 1.34). After the foreign exchange margin of AU$3.99 is applied (AU$67.00 x 5.95%), this would equate to AU$70.99 (AU$67.00 + AU$3.99). Where you do not have a balance in the currency of the transaction, your Card Fund will be debited according to the default order of priority, which is as follows: AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$. In addition, we will debit the balance of each Currency in this order until the relevant transaction amount has been satisfied.

For example, suppose a purchase is made using your Card overseas for US$150.00, and you have the following Card Fund balances US$50, AU$0, EU€60, CA$100, then the following application of funds will take place:

Please refer to clause 10 of the Terms and Conditions for further details of how these margins apply.

CURRENCY BALANCE BEFORE TRANSACTION AMOUNT TO DEBIT FROM CARD FUND RUNNING PURCHASE BALANCE FX Rate excl. margin FX Rate excl. margin 5.59% Currency balance after transaction
US$ 50.00 US$ -50.00 US$ 100.00 - - US$ 0.00
AU$ 0.00 AU$ 0.00 US$ 100.00 - - AU$ 0.00
EU€ 60.00 EU€ -60.00 US$ 18.15 US$ 1 : 0.6919 EU€ US$ 1 : 0.7331 EU€ EU€ 0.00
CA$ 100.00 CA$ -18.88 US$ 0.00 US$ 1 : 0.9815 CA$ US$ 1 : 1.0399 CA$ CA$ 81.12

Important information about allocation of funds across different currencies “currency to currency foreign exchange rate”:

If you allocate funds from one currency to another currency, or where we do so in accordance with the Terms and Conditions a foreign exchange conversion applies at the then applicable retail foreign exchange rate determined by us. We will notify you of the rate that will apply at the time you allocate your funds from one currency to another. Example of currency to currency foreign exchange rate for an allocation of funds to US$ from AU$: Suppose you wish to allocate AU$500 to US$ and the prevailing exchange rate, set by us, is AU$1 = US$1.09. This would equate to US$545.00 (AU$500 x 1.09). Please refer to clause 10 of the Terms and Conditions for full details of how these margins apply.

Limits

AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$.

*The Currencies available may vary from time to time. Before you make a decision to acquire the Card, please check with the Distribution Outlet or on www.travelex.com.au for details

Maximum number of cards you may hold in your name at any one time (not including the linked additional card provided to you if required at the time of purchase)

One

Minimum amount you can load/top up on your card per load/top up

AU$100 or currency equivalent

Maximum amount you can load/top up on your card per load/top up

AU$100,000 or currency equivalent

Maximum bank transfer or BPAY® top up amount per day

AU$25,000

Maximum balance allowed across all currencies during any 12 month period

AU$100,000

Cash over the counter limit in any 24 hour period

AU$350

Maximum you can withdraw from ATMs in any 24 hour period (some ATM operators may set their own withdrawal limits which may be lower than this limit)

AU$3,000 or currency equivalent

Maximum value of EFTPOS transactions during any 24 hour period

AU$15,000 or currency equivalent

Maximum balance allowed at any one time across all currencies

AU$100,000

Other Important Information

Please read the following information about your Travelex Money Card carefully:

  • Your Travelex Money Card does not generate any interest or any other similar return. You do not earn interest on the amount standing to the credit of the Travelex Money Card Fund accessed by the card.
  • Although the issuer of the card is an authorised deposit-taking institution in Australia, the Card is not a deposit account with the Issuer.

Important Information about Fees & Limits for loads/top ups made online:

  • If you are making a purchase or topping up the Card online via www.travelex.com.au (i) the initial load and top up fee may differ to (but not be greater than) those contained in the “Fees and Limits Table” of this Product Disclosure Statement; and (ii) the limits may differ to those contained in the “Fees and Limits Table” of this Product Disclosure Statement. Travelex may also charge a card surcharge if you pay with a credit or debit card. Please refer to the relevant online terms and conditions available at www.travelex.com.au for details of the applicable fees and limits.
  • AU$ cannot be loaded or topped up onto a card online via www.travelex.com.au

Fees

AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$.

*The currencies available may vary from time to time. Before you make a decision to…Read more

Limits

AU$, US$, EU€, GB£, NZ$, TH฿, CA$, HK$, JP¥, SG$.

*The currencies available may vary from time to time. Before you make a decision to…Read more


  • Award winning 5 Canstar rating: 2016, 2017, 2018 and 2019
  • Delivered to your home within 1-3 days
  • No account and no membership required
Easy ordering
  • All you need is your passport or drivers license
  • Order process takes between 5 and 10 minutes
BUY TRAVELEX MONEY CARD

Convenience on the go
  • Top up your travelex money card
  • Check your balance
  • Quick touch log in

The app requires Android 5.0 and up or iOS 10.0 or later.
Compatible with iPhone, iPad and iPod touch.



1. Please be advised that although Travelex do not charge ATM fees, some operators may charge their own fee or set their own limits. Please check with the ATM before using

2. Wifi is provided by Boingo hotspots

3. Lock in your exchange rates mean the exchange rate is locked in for the initial load only. The exchange rates for subsequent reloads will be set at the prevailing exchange rate at the time of the transaction.

Mastercard Prepaid Management Services Australia Pty Ltd (ABN 47 145 452 044, AFSL 386 837) arranges for the issue of the Travelex Money Card in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984) pursuant to license by Mastercard Asia/Pacific Pte. Ltd. You should consider the Product Disclosure Statement (for the relevant product) available at www.travelex.com.au, before deciding to acquire the product. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.